8 Questions To ASK Yourself Before Buying A HOME

8 Questions To ASK Yourself Before Buying A HOME


There are so many big things we look forward to in life!  And, in most cases, it is Graduating, Getting Married and then, Buying YOUR first home!   How exciting is that process!?  -- A place you can call your own, and have fun painting the walls, starting a garden, building equity and so much more!


But there is a tiny checklist of questions that you can begin asking yourself now, and get a step ahead of most.  Normally, most jump right into a listing search of homes, and get super emotionally attached to homes.  While this is super fun and exciting, it is very proactive to make sure you have all of the basic questions answered, and I want to help you with that checklist!  Print this off, or perhaps, copy and paste into a word document and take as much time as you need to answer these.  Remember, it is your home and these questions will help you really prioritize in your home search! 


1.  How is your income?  And remember to be as honest as possible.  No one is judging you.  We all have our financial ups and downs and in order to really get you into  your right home, we have to take a close look at your finances.   What is your income?  What kind of debt do you have?  Are you at a temporary job, or have you been there a while?  Have you spoken to a lender about the possibility of buying a home?  Do you know your credit rating and have you looked to see if their are any bumps that can be removed?


2.  If you are paying rent now, what kind of payment is that and are you comfortable paying that?  Or, can you go higher a bit?  What is that number for you?


3.  Are you buying the house by yourself?  Or, are you married, or in a relationship that will be long term?  Will you use both incomes to qualify? (remember, the higher than income (combined), gives you a little more room for buying, but both credit scores will come into play)


4.  Where do you want to live?  Do you want to live close in town, a little bit out, or maybe live out in the country?  Is it close to your kids school, or if you are family planning, is that a place where you would like to raise a child?   Think about where you would like to live, and what is important to you!


5.  What are you looking for in a home?   Is it a number of bedrooms or bathrooms?  Is it a big kitchen?  Is it a nice master?  What is it, that is super important to you in buying a home?


6.  What would be nice to have in the house?  Is it wood floors?  Is it granite counter tops?  Is it a big backyard?  Or is it simply, a fixer upper or something that is move in ready?


7.  What is an absolute "No?"   What are things you really don't want to have?  Is it a pool?  Pools require a bit of maintenance and as awesome as they are, some may not want that extra work.  What about yardwork?  Do you like maintaining a lawn or, do you prefer as minimal as possible?


8.   How long do you plan on living here?  Is this property going to be home for awhile?  5 yrs?  10yrs?   Think ahead and see where you see yourself.   Will This property fit your needs in you plan on staying put for awhile?  Is it in the ideal location for your future plans?  Ponder on these and it will help you a lot!


These are some great questions to ask yourself and to help position you a little better when you come to your Realtor!  Knowing these answer is a huge help in refining your search, so that your needs are met in the most prioritized manner.   And if you have any questions, please feel free to drop me an email below and I would be happy to help you in your home search!


Have a wonderful day!

Clarissa


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Phone: 512-758-3494
Dated: May 18th 2015
Views: 669
About Clarissa: An Austin native, Clarissa epitomizes boundless energy, coupled with creativity and hard work; all o...

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